Thursday, July 13, 2017

Girl Chat - If I Had a Million Dollars

How is it the second Thursday in July already? I feel like we just celebrated Christmas and bam we are in July. July and December are feeling the same due to the Nordstrom sale and Amazon Prime Day. So much shopping.

Anyways, it is time for another round of Girl Chat. This month we are asking, what would you do with a million dollars?

Answer: Buy all the things, right?

Well that is what I probably would have said 10 years ago. Now I am a little more meticulous about where my money goes. I would definitely invest, travel, shop and treat others.


I don't have a portfolio of stocks (my husband does) except in my retirement accounts, so I think I would dabble at some fun investing (play the stock market) and then make some more strategic decisions and invest in safer funds.

Since a million dollars isn't that much money these days (except when you don't have a million dollars), I would definitely want to grow that into more money and then I can do more and buy more things.


I LOVE to travel and since I haven't traveled with my husband and kids as much as I have for work, I would plan a European vacation. Travel to France, Germany, Italy, Croatia and a few other places. You know, take a month or two off of work and travel with my favorite people. I would still work because a million dollars doesn't go far today.


Let's be real here, I love to shop and I would definitely do a complete overhaul of my closet. Buy myself a new wardrobe. I wouldn't buy the most expensive items, but definitely more quality items over quantity. I would definitely buy a pair of Louboutin heels. I have always wanted a black pair with the red bottoms. Gorgeous.
Louboutin heels

I would also pay off my mortgage, renovate some more or buy a new home.

And then maybe get that Range Rover I have always wanted.

And finally...


Treat family to some amazing things.

What would you do with a million dollars?

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  1. Yes to invest! That is so important. Too many people blow money they win and then question how it happened. Ha ha! And who wouldn't want to go shopping if they won money?

  2. Love your answers! Mine are similar! Yes to investing, and hopefully that would pay off big!! I feel like I didn't even mention shopping LOL but of course I would do that!!

  3. I am with you on each of these! Pay off my mortgage would be number one for me! Go on a fabulous (long) vacation, help out whoever I can that genuinely needs it, and $ave!

  4. yes to investing! Definitely paying off the mortgage, huge weight lifted if we didn't have that!

  5. It is so crazy how a million isn't that much money anymore, but I'm sure it's a great starting point. I would travel too without a doubt. I've heard Croatia is beautiful! Beautifully Candid

  6. A million would get spent so fast. Its not what it used to be - so investing is totally something to do. THe frugal side of me.
    But I'd totally be in Disney World in a HOT SECOND if I got a million bucks ;)

  7. Can I come on that European adventure? I inherited some money last year and wanted to do a trip to Germany and Croatia, but I invested and paid off my car instead. Being an adult is so so boring sometimes, lol.

  8. A million dollars really isn't that much any more. Isn't that just crazy? It sounds like a ton, but man, it would go so fast. Hopefully investing would make it last longer!

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  10. I would put it towards the start up costs for my non profit. I'm putting in my own money to get it up and running, so an extra million dollars would make it easier for me to do more from the start.

  11. I am similar to you, I would want to invest in a decent home and pay off any debts (which is really only our house and cars) and put some money in to retirement. And then travel a little and treat my family and close friends to something extravagant. And a pair of the coveted red bottomed shoes for me too please!

  12. This is such a fun post, I am definitely all about investing. But I would also splurge a little bit on my self and family.

  13. I am so with you on the traveling! There are so many places I'd love to go, and I just love the "planning" of vacations. The memories last a lifetime! Such good choices!

  14. Your European vacation sounds lovely!! And those heels! Wow! I think I'd be so nervous to even wear them out of the house, but you would look so good! :)